Your Monthly Budget Is Already Garbage

Throw away your useless May 2016 monthly budget and just start over. Seriously, 99% of us have not stuck completely to the plan, and that’s expected.  But that doesn’t mean you should go and spend as you please, it just means it’s time to start over.

Reconstructing your budget around the middle of the month is a helpful way to stay in control of your money. By this time your bills are paid, mortgage/rent has been sent off, and you’re now dealing with necessities (gas, groceries etc.) and disposable income.

The key here is disposable income. Have you already spent most of it? Do you have some surplus you should be putting into a savings account? Can you maintain the month’s plan without adding extra onto a credit card? These are all things you should be going back over in the middle of the month that will help you stay in control. Because there’s two ways we can live with money: 

You can control your money…or your money can control you.

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