With the end of the year approaching now is the time to look for opportunities to save on income taxes. Here are some items you should look for.
Over the last 80 years the stock market has advanced an average of 10% each year, but average is not normal when it comes to the stock market. The table pictured on the left shows the actual returns for the S&P 500 each year since 1975.
How many of those returns were 10%? How many fell between 9% an 11%? Not many were even close to average.
So while you may be hoping for your investments to look like this.
You will likely experience something like this.