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Session 1

How much do I need to retire?
  • Building your dream retirement
  • Building a retirement budget
  • Medical expense projections
  • Overlooked expenses​
  • How much money does it take to reach all these goals

Thursday, June 25th @ 11:00 AM or
Tuesday June 30th @ 7:00 PM
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Session 2

How much do I need to save now to reach my retirement goals?
  • Build Your Net Worth Statement
  • Pension income
  • Tax minimization strategies for asset accumulation
  • Where should you be putting your savings? (401k, 403b, Traditional IRA, Roth IRA?)
  • Discuss implications of investments, asset allocation and risk​

Thursday July 23rd @ 11:00 AM or
Tuesday July 28th @ 7:00 PM

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Session 3

What investments strategy should I use to reach my goals?
  • Analyze your current investment strategy (allocation, risk, proj. returns, etc.)
  • Does it work?
    • Yes—great. Refine/Increase goals
    • No—how do you get there? Refine/Decrease goals
  • When should you take Social Security?
  • Investment strategies based on your results
  • What kinds of investments?
  • Payoff your house? Replacing your bond allocation with an eliminated mortgage

Thursday August 20th @ 11:00 AM or
Tuesday August 25th @ 7:00 PM
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Session 4

How do I manage retirement monthly cash-flow from my accounts?
  • Where do I get my monthly retirement income?
  • Asset location during withdrawal period
  • Should I payoff my mortgage?
  • Avoiding Sequence of Returns Risk
  • Tax planning preview​

Thursday September 24th @ 11:00 AM or
Tuesday September 29th @ 7:00 PM
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Session 5

How you can I minimize taxes now, and during retirement?
  • The tax characteristics and location of your investments matter
  • Differences in “taxable income” and income
  • Using HSA accounts before Medicare eligibility
  • Paying capital gains rates—or 0% on gains!
  • Managing your tax bracket with Roth IRA conversions
  • Aligning your account types to your tax plan
  • Health insurance subsidies for millionaires

Thursday October 22nd @ 11:00 AM or
Tuesday October 27th @ 7:00 PM
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