You know you can’t push a string. If you try you just end up with a jumbled mess. That’s why it is so hard to thread a needle, you have to push. If you need to move a string it works best if you pull it.
That’s how it is with financial matters. I can’t push you to do the right thing. I can only pull you along. If you don’t want to go and dig in your heels it becomes a tug of war and then neither of us makes any progress.
So if you want to get from point A to point B I will try to pull you along, you have to help too by following along. You have to care as much as I do!